Disclaimer

General Information Disclaimer

This website provides general information about financial planning concepts and approaches. The content is for informational purposes only and should not be considered as personalised financial advice. Individual circumstances vary significantly, and what works for one person may not be suitable for another. Always consider your specific situation before making financial decisions.

Limitation of Liability

To the fullest extent permitted by Australian law, naviraeriparia limits its liability as follows:

• We exclude all liability for indirect, special, or consequential damages arising from use of our services
• Our total liability is limited to the amount you paid for services in the preceding 12 months
• We do not accept liability for losses caused by factors beyond our reasonable control
• Professional indemnity insurance covers our services up to $2 million per claim

Information Accuracy

While we strive to maintain accurate and current information, financial markets and regulations change rapidly. Information on this website may become outdated without notice.

Professional Advisory Notice

Our subscription service provides analytical reviews and general financial planning discussions. This does not constitute specific investment advice or recommendations for particular financial products.

For complex financial decisions, consider consulting multiple qualified professionals including accountants, solicitors, and licensed financial advisers.

External Links

This website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of external sites. Links do not constitute endorsement of third-party services or products.

No Warranties

We provide our services and information on an "as-is" basis without warranties of any kind, either express or implied, including:

• No warranty that services will meet your specific requirements or expectations
• No warranty of uninterrupted or error-free service availability
• No warranty regarding the accuracy or completeness of third-party information

Investment and Financial Risks

All financial decisions involve inherent risks including potential loss of principal, market volatility, and changing economic conditions.

Results and Outcomes

Individual results may vary.

Financial outcomes depend on numerous factors including market conditions, personal circumstances, implementation consistency, and economic changes. We cannot guarantee specific results or performance levels.

Jurisdictional Considerations

This disclaimer is governed by Australian law and our services are designed for Australian residents.

User Indemnification

By using our services, you agree to indemnify naviraeriparia against any claims, losses, or damages arising from your use of information or services, except where such claims result from our negligence or breach of duty.

Severability

If any provision of this disclaimer is found to be unenforceable or invalid, the remaining provisions will continue in full force and effect.

Changes to Disclaimer

We may update this disclaimer periodically to reflect changes in our services, legal requirements, or business practices. The current version will always be available on our website.

Contact Information

If you have questions about this disclaimer or need clarification about our services, please contact us using the details below.